She fully intended to pay it all back. “Elizabeth” even tried to keep track of how much she was “borrowing” from the collection plate. Still, the treasurer … read more

The other day I got two letters in my mailbox, both of them soliciting funds. One of them came from my college and the other one came from my church. I opened and read them both… read more

Updated with a printable sheet of wallet cards—see download below! Soon Christmas inventory will fill store shelves. Long before Halloween or Election Day, holiday shopping … read more